If you come to Germany as an employee, you usually have to become a member of statutory health insurance. Statutory health insurance for employees and self-employed Thus, with a change from an expensive to a cheap health insurance, you can save 438,28 euros per year.
With a cheap health insurance, you pay 4350,85 euros in contributions per year (7.495 % of 58050,00). You are an employee in Bavaria with a gross annual income of 58050,00 euros. For self-employed there are special regulations. Usually, your contributions will automatically be deducted from your salary.Īt the same time, this only applies to employees. Depending on which health insurance company you are insured with, you have to pay between 7.4 and 8.65 percent of your income to the insurance. In addition, the health insurance providers demand different percentages. You have to pay a certain percentage of your income to your insurance provider. In the system of statutory health insurance, your contributions are dependent on how much you earn.
#Wechsel von privater in gesetzliche krankenversicherung professional
For example, there are insurers who pay for homeopathic and osteopathic treatments, or a grant for professional tooth cleaning or travel vaccinations, and others who do not.Ĭontributions of statutory health insurance They only differ by the few additional benefits that go beyond those regular services. Therefore, you cannot go wrong in choosing your health insurance provider. In other words, all critical treatments are covered through those services. These are services that primarily serve the prevention, early detection and treatment of diseases. In addition, some are open throughout Germany and others only in certain parts.Īround 95 percent of the services are required by law and therefore the same for every health insurance company. They differ in their services and contributions. There are more than 100 providers of statutory health insurance in Germany. Under certain circumstances, private health insurance is also possible. About 90 percent of the population are members of the statutory health insurance. Health insurance in Germany is a dual system.
0 kommentar(er)
